What's the Cost of the Harley Rider to Rider Program?

I’m considering buying a used Harley through the Rider to Rider program, but I’m trying to get a grasp on the costs involved. I’ve heard it’s a great way to purchase a bike directly from another rider, but are there any hidden fees I should know about?

Points I’m Curious About:

  • Application Fees: Are there any fees to apply for financing through this program?
  • Interest Rates: What have other riders experienced regarding interest rates on these loans?
  • Processing Fees: Any additional costs that show up after you’ve found a bike?
  • Overall Affordability: Is this program really worth it compared to traditional financing options?

Personal Experiences:

If anyone has gone through this process, I’d love to hear about your experiences—especially if you encountered any costs you weren’t expecting. Was it smooth, or were there hiccups along the way?

Considerations:

I’m also wondering about the paperwork involved and whether it differs significantly from buying through a dealership. Any insights would be much appreciated!

I’m really looking forward to getting on the road with my own bike, but I want to make sure I understand all the financial aspects before diving in.